Wealth and
riches are interesting topics today. We all want to do better, experience a
better quality of life, and see our offspring become successful.
These
topics are certainly not just for today; wealth and how to obtain it has captivated
mankind through the ages.
Our
motivation in acquiring money is the crux of the matter. The root of evil is
the desire to have money so that one may wield power. Do we pursue money as
security apart from God, or is it a by-product of the wisdom that God gives to
the righteous?
I cannot
explain why some very wicked people have a lot of wealth. The real
issue lies in the pursuit of the goal of obtaining and pursuing riches. Is it
meant for good, or is it meant for evil? "Treasures of wickedness profit
nothing." "A man
with an evil eye hastens after riches, and does not consider that poverty will
come upon him."
When we
view the short life that we all have through the prism of eternity, our
personal motives become clearer regarding the resources that God has entrusted
to us. As I have said before, it all belongs to Him, not us.
Do you ever
wonder about those who become rich overnight? Statistics show that in about
three years after receiving an unexpected windfall, the person is in far worse
financial trouble than before.
Unearned,
unexpected windfalls can set a trap for many, as they are unprepared to manage
the resources, and may literally throw money away. We point back to the
scriptures… without "wisdom," resources are soon gone. As the Bible says,
"They vanish like a vapor."
The lesson
in all this is that it is honorable for man to sweat and toil in honest work
and to enjoy the fruits of his labor. If something is thrown into our laps with
no effort on our part, it may be discarded without much thought.
We throw
the word “money” around with very little thought. And that could be costing you
big time. That is why gambling is abhorrent. At best, it yields great rewards
for no effort.
As we go
into this next year, it’s more important than ever to get a real close (in fact
“intimate”) relationship with your money. Not something you keep at arm’s
length. But instead, something that, if you personified it, you could
have sitting across the table from you, sharing a cup of tea or a cold
beer. A friend, an ally, someone who has your back.
Okay, that
may sound crazy. But I can’t think of another way to get you to
understand that you can’t be financially free or secure if you think of money
as your enemy. Or if you ignore it like that unused workout equipment
that’s sitting hidden in your garage.
So I’d like
you to take a little time to think through the questions I’m going to ask about
different associations we all have with money. If you answer honestly,
you’ll soon know where the sticking points are in how you relate to your
money. And where you might want to do some work so you have a fighting
chance to make an positive upcoming years rather than one where you tread water
or, worse yet, fall further behind.
Security:
Did your family have trouble meeting its bills and did it ever make you feel
insecure about your home life? Or did you know you’d always be safe, no
matter what? Can you cover all your bills comfortably today? Do you
save for a rainy day? Looking way forward, how much thought have you
given to how you’re going to actually pay for all the years you’ll be retired,
whether by choice or forcefully? Have you done any
calculations? Do you have a plan in
place? Are you following that plan? Or are you ignoring the topic
altogether?
Freedom:
How do you define being “financially free?” What does it mean to
you? Do you avoid the question because you feel trapped in the lifestyle
and debt you’re carrying today? Do you have a clear vision of what
“financially free” looks and feels like? Do you know what that will
cost? Have you put together a plan of how you’re going to get there?
Love:
What are your money expectations when you enter into (or stay in) a personal
relationship? Does love conquer all in a relationship? Or does
money have the power to make or break one? Are you still waiting to be rescued? Did
you ever equate whether your parents spent money on you with whether or not
they loved you? Did your family have a lot of money and you often
wondered if your friends liked you or liked all the nice things you had?
Acceptance:
Do you compare yourself with others around you and feel they judge you in any
way? Do you remember ever being teased at school because of where you
lived or how you dressed? Or do you worry that if you make too much money you’ll
no longer by loved and liked by your family and friends? Or do you feel
you need to earn a lot of money for people to think highly of you?
Control:
Did either of your parents give you money or withhold things from you to get
you to behave in a certain way? Have you had boyfriends or a husband who
used money to control you? Have you ever hidden some spending from a
partner because you were afraid of the consequences? Have you ever used
money to control your children, including paying their bills in order to keep
them close?
Power:
Did your parents argue about money and did you feel the one who lost the
argument was the weaker of the two? Do you open and review all bills and
statements? Or do you relinquish your power to the fear that comes from
not knowing where you stand? Do you feel driven to amass large amounts of
money in order to feel powerful?
Status:
Do you purchase things because of what others will think of you if you have
them? Do you drive a car you can’t really afford? Do you live
in a house that’s in
keeping with your present income and circumstances, or does it drain a
disproportionate amount of your income?
One thing
you should know: there are no right or wrong answers. Any
behaviors that we’re not proud of typically result from how we were raised and
what we were taught … or not taught.
So just
take note of where you got a little twinge of discomfort as you answered.
Know that it’s a place where your relationship with money is less than direct
or clear. Examine it. Question where it might have come from.
Change it.
We’re all
masters of our own destiny, you know.
Money has
no innate power of its own. But it can either be something you have
a healthy use for … or it can act as a roadblock because of the
emotional energy you have imbued it with.
It’s
entirely up to you.
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